by Jeanna Holtz, Tobias Hoffarth, Caroline Phily
ILO’s Microinsurance Innovation Facility Paper #36; August 2014
The high cost of health care can have devastating consequences for low-income households. Health insurance is one option that can mitigate these consequences by contributing to improving access to health services. This paper outlines key challenges and presents ten recommendations for practitioners, governments and other stakeholders to improve product design, streamline processes and foster necessary partnerships: in short, to make health microinsurance work.