The role of micro health insurance in providing financial risk protection in developing countries – A systematic review

by Shifa Salman Habib, Shagufta Perveen, Hussain Maqbool Ahmed Khuwaja
BMC Public Health (2016) 16:281

24 pp. 997 kB

Micro health insurance (MHI) has been used in some countries as means of risk pooling and reducing out of pocket health expenditure. A systematic review was conducted to assess the extent to which MHI has contributed to providing financial risk protection to low-income households in developing countries, and suggest how the findings can be applied in the Pakistani setting. The review suggests that MHI, targeted at the low-income households and tailored to suit the cultural and geographical structures in the various areas of Pakistan, may contribute towards providing protection to the households from catastrophe and impoverishment resulting from health expenditures.

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