The impact of health insurance on maternal health care utilization: evidence from Ghana, Indonesia and Rwanda

by Wenjuan Wang, Gheda Temsah1 and Lindsay Mallick
Health Policy Plan. (2016) – First published online: October 6, 2016

10 pp. 200 kB
http://heapol.oxfordjournals.org/content/early/2016/10/03/heapol.czw135.full.pdf+html8-cover

While research has assessed the impact of health insurance on health care utilization, few studies have focused on the effects of health insurance on use of maternal health care. Analyzing nationally representative data from the Demographic and Health Surveys (DHS), this study estimates the impact of health insurance status on the use of maternal health services in three countries with relatively high levels of health insurance coverage – Ghana, Indonesia and Rwanda. The analysis suggests that broadening health insurance to include income-sensitive premiums or exemptions for the poor and low or no co-payments can increase use of maternal health care.

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